Should You Tap Retirement Savings to Fund College? Want to be Smarter With Your Money? Join our mailing list and get news and info to support your financial goals. First Name Last Name Email Address Thank you! Oops! There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents 18 Years Worth of Days The average retirement lasts for 18 years. Are you prepared to fill that many days? Social Security Benefits: How Much Will I Receive Calculating your potential Social Security benefit is a three-step process. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.